Payments

Structured cross-border
payment execution to
180+ countries.

Execute outbound payments to suppliers, vendors, and global entities via local clearing rails across major corridors. Batch processing, API automation, and same-day settlement on major currency pairs.

Open an Account

Built for structured
outbound flows at scale.

Outbound settlement across 180+ countries in 24+ currencies via local clearing rails,
with institutional-grade FX and pre-trade transparency on every transaction.

Payments to 180+ countries
via local clearing

Execute outbound payments across 180+ countries in 24+ currencies. Local clearing rails on major corridors deliver same-day settlement for suppliers, vendors, and corporate counterparties.

Institutional-grade FX with
pre-trade visibility

Interbank-adjacent pricing with full pre-trade disclosure. The rate you see and the fee you see are the rate and fee applied on execution. No hidden spreads.

Batch processing up to
1,000 payments per file

Upload payment files of up to 1,000 counterparties in one submission. Validate, approve, and execute as a structured batch. Full audit trail for every line.

API-driven reconciliation
and reporting

Reconcile transactions via API and webhook. Export structured ledgers to your ERP or treasury system. Every outbound flow is auditable end-to-end.

Payments to 180+ countries via local clearing

Execute outbound payments across 180+ countries in 24+ currencies. Local clearing rails on major corridors deliver same-day settlement for suppliers, vendors, and corporate counterparties.

Institutional-grade FX with pre-trade visibility

Interbank-adjacent pricing with full pre-trade disclosure. The rate you see and the fee you see are the rate and fee applied on execution. No hidden spreads.

Batch processing up to 1,000 payments per file

Upload payment files of up to 1,000 counterparties in one submission. Validate, approve, and execute as a structured batch. Full audit trail for every line.

API-driven reconciliation and reporting

Reconcile transactions via API and webhook. Export structured ledgers to your ERP or treasury system. Every outbound flow is auditable end-to-end.

Collect inbound payments via local account details.

Receive payments from counterparties via virtual local account details. IBANs, sort codes, and routing numbers in SG, UK, US, EU, HK, and ID. Collect in 15+ currencies.

Explore international collections.Explore Fintech-as-a-Service API.Explore institutional FX conversion.Explore multi-currency business accounts.View our regulatory licences across 5 jurisdictions.

Speak to Our Team

Financial controls
aligned to institutional governance.

Configure approval hierarchies, role-based permissions, and transaction thresholds to match
your treasury policy. Every payment is reviewed, authorised, and logged under an auditable workflow.

Scope and commercial terms.

Work with our team to define the capabilities in scope, volume projections, target corridors, and commercial terms.

Technical integration.

Integrate against the Transwap API in sandbox. Most platforms complete core integration in 4 to 8 weeks, depending on scope.

Compliance onboarding and launch.

Complete platform-level KYB and compliance onboarding in parallel with integration. Move from sandbox to production under structured go-live.

Operate under Transwap's regulatory footprint.

MAS MPI, FCA EMI, HKCED MSO, Bank Indonesia FTO, and FINTRAC MSB authorisations across five jurisdictions. No separate regulatory application required.

Multi-tier approval workflows

Configure approval rules by amount, corridor, counterparty, and payment type. Enforce segregation of duties on every outbound flow.

Role-based access controls

Assign granular permissions by function: maker, checker, approver, viewer. Align user rights to your treasury mandate.

Transaction-level security controls

Beneficiary whitelists, velocity limits, and dual-factor authentication on sensitive actions. Aligned with ISO 27001 control objectives.

Entity-level access for multi-entity groups

For groups operating across multiple legal entities: configure distinct access, permissions, and approval chains per entity under one parent account.

Embed payment execution via API.

For platforms and enterprises with high-volume payout requirements. A single API integration connects to Transwap's regulated settlement network across 180+ countries and 24+ currencies. Leverages licences in 5 jurisdictions.
No separate regulatory application required.

Request API Documentation

Trusted by regulated businesses and treasury teams operating globally.

Corporate treasury teams and institutional clients execute structured cross-border flows through Transwap
across APAC, Europe, and North America.

Effortless transfer with real savings.

TranSwap's platform is easy to use and has helped me save on international transfers for my business! The service is fast and efficient, which is great for busy business owners like me. Definitely recommend!

Benson

Louve LLP

A trusted partner for consistent performance.

Transwap has been a highly reliable partner for my business. Their team is fast, precise, and professional, delivering consistent service and accuracy.

Agnes Ang

Bountiful International LLP

Consistent reliability. you can trust.

TranSwap has always been a reliable solution for my business. I am very satisfied with their speedy service and professional customer care. I highly recommend TranSwap to businesses with regular overseas payments.

Jamie

Balance Studio

Competitive rates, delivered fast.

Given the fast paced business environment that we operate in, we are always pressed for time to find the best price for our transactions. However, we can always trust that TranSwap provides favourable rates for our international transactions. The transfers are completed very quickly after confirmation and their staff are always very helpful and professional.

Ewan

Diverse Media Pte Ltd

I always know my fees upfront

TranSwap's fees are reasonable and transparent, meaning that I see my costs upfront when making international payments for overseas investments. The platform is also easy to use, fast, reliable & efficient.

Philip C

Investor

Fast, reliable, and professional support.

TranSwap staff is fast and efficient in their work.They are professional and polite! I am super satisfied with their speed and efficiency!I would also want to give a shout out to Raymond for his great service and support to my business.He has been very efficient in servicing us.

Ray Wong

TF Engineering & Trading Pte Ltd

Frequently asked
questions.

Further detail on payment execution, settlement timing, and compliance workflows.

Search help articles

What counterparty information is required to execute a payment?

Beneficiary name matching the receiving account, account number or IBAN, bank BIC or SWIFT, destination country, and payment purpose. Certain corridors and transaction types require supporting invoice or contract documentation under AML/CFT obligations.

How long does a cross-border payment take to settle?

Same-day settlement is available on major currency pairs and corridors where Transwap operates local clearing rails. Other corridors typically settle within 1 to 2 business days, subject to counterparty bank cut-off times and destination jurisdiction processing hours.

How are client funds safeguarded?

Client funds are held in segregated accounts at tier-1 global banks, fully separated from Transwap's operating capital. Transwap is regulated across 5 jurisdictions and subject to ongoing oversight including capital adequacy, AML/CFT, and technology risk management.

Why are invoices or agreements requested for certain payments?

As a regulated payment institution, Transwap conducts transaction-level due diligence under AML/CFT obligations. Supporting documentation verifies the commercial purpose of payments, supports sanctions screening, and enables the fastest possible processing of higher-value flows.

Start your growth journey today.

Solutions

Products

Large amount transfers

Resources