Send money

International transfers for
high-value personal flows.
Simply and securely.

Send to 180+ countries in 24+ currencies via local clearing rails where available.
Every FX rate and fee disclosed pre-confirmation. Licensed across 5 jurisdictions.
All from one easy-to-use platform.

Open an Account

24+ currencies.
Local rails where available.
‍

Singapore

Hong Kong

Indonesia

United Kingdom

Major corridors settle via local clearing rails: SGD, HKD, GBP, EUR, USD, IDR, CAD.
Additional corridors via correspondent banking. Corridor availability confirmed at quote.
Once your account is funded, you can send, convert, or manage your money anytime.

Request quote

View the all-in rate and fee for your intended transfer. Amount, currency pair, and estimated settlement time displayed upfront.

Confirm transfer

Lock the rate and authorise the transfer. Add a new beneficiary or select from saved recipients.

Settle

Funds move via the applicable clearing rail. Status visible in your account throughout settlement.

Request quote

View the all-in rate and fee for your intended transfer. Amount, currency pair, and estimated settlement time displayed upfront.

Confirm transfer

Lock the rate and authorise the transfer. Add a new beneficiary or select from saved recipients.

Settle

Funds move via the applicable clearing rail. Status visible in your account throughout settlement.

Pre-trade transparency on every transfer with confidence.

Explore how to receive money from overseas Explore cross-border business payment solutions Explore our regulatory licences across 5 jurisdictions

The rate shown at quote is the rate applied at execution. Total fees, FX margin, and estimated settlement time are disclosed before you confirm. No hidden charges.

Speak to Our Team

How we keep your money safe.

Every transfer you make is protected with advanced encryption and multi-layer security.
We continuously monitor transactions and run sophisticated checks to help prevent fraud
and keep your money secure.

Multi-jurisdictional regulatory oversight.

Authorised and regulated by MAS, FCA, HKCED, Bank Indonesia, and FINTRAC. Each jurisdiction imposes capital adequacy, AML, and operational risk requirements.

Named personal services contact.

For high-value transfers, direct contact with our personal services team rather than a ticket queue. Assistance with documentation, corridor selection, and timing.

Segregated client funds.

Your funds are held in segregated accounts at licensed financial institutions, separate from Transwap operating capital, in accordance with regulatory requirements.

Multi-jurisdictional regulatory oversight.

Authorised and regulated by MAS, FCA, HKCED, Bank Indonesia, and FINTRAC. Each jurisdiction imposes capital adequacy, AML, and operational risk requirements.

Named personal services contact.

For high-value transfers, direct contact with our personal services team rather than a ticket queue. Assistance with documentation, corridor selection, and timing.

Segregated client funds.

Your funds are held in segregated accounts at licensed financial institutions, separate from Transwap operating capital, in accordance with regulatory requirements.

Manage your money across currencies.

Check your balances, convert currencies instantly, and send money worldwide, all while staying in control of exchange rates and fees.

Open an Account

Chosen by individuals
worldwide.

Thousands rely on us to receive payments, avoid unnecessary FX fees, and stay in control worldwide.
See how individuals use Transwap to receive payments, save on FX,
and manage money globally with confidence.

Holding Euro account details allows us to get paid directly from our customers, wihout the need for exchange fees.

Leslie

Students abroad

Having a Euro account means we can receive payments directly from our clients, avoiding any currency conversion fees.

Alexander

Travellers

By maintaining a Euro account, we can get paid directly by our customers, saving on exchange costs.

Alexander

Digital nomads

By maintaining a Euro account, we can get paid directly by our customers, saving on exchange costs.

Alexander

Digital nomads

Property settlements overseas

Convert and transfer deposit, completion, and ongoing ownership costs in the local market currency.

International education payments

Pay tuition, accommodation, and living costs in the institution's currency with a transparent FX rate at execution.

Immigration and investment flows

Move funds for relocation, residency applications, investor visas, or cross-border private placements under a regulated counterparty.

Frequently asked questions.

Find answers in our resources or reach out to our support team.

View all FAQs

Is there a maximum transfer size?

High-value transfers are supported subject to KYC, source-of-funds verification, and corridor-specific regulatory requirements. Our personal services team confirms applicable limits during onboarding.

KYC and source-of-funds verification apply to all transfers.
Corridor-specific regulatory requirements may affect limits.
Our personal services team confirms applicable thresholds during onboarding.
High-value transfers receive dedicated support throughout settlement.

How is the FX rate determined?

Rates are sourced from tier-1 liquidity providers and quoted all-in. The rate displayed at quote is the rate applied at execution. No hidden spreads or post-trade adjustments.

Rates sourced from tier-1 liquidity providers.
Quoted all-in with no hidden spreads.
Rate displayed at quote is the rate applied at execution.
No post-trade adjustments.

How long do transfers take?

Many corridors settle same-day or within one business day. Longer-tail corridors may take two to five business days. Exact timing is confirmed at quote.

Many corridors settle same-day or within one business day.
Longer-tail corridors may take two to five business days.
Exact timing is confirmed at quote before you authorise.
Status updates visible in your account throughout settlement.

What documents do I need to initiate a transfer?

Government-issued ID and proof of address are required. For larger transfers or specific use cases, additional documentation such as proof of source of funds may be requested.