Reliable credit line to grow your business

Solving your cashflow problems with our fuss free credit solutions.

Apply for credit

Quick & hassle free application

Online application in less than 10 minutes.
*For 1st time applicants do expect more processing time.

*Terms and Conditions Apply

Fast, simple & easy transaction

Access, draw, and use your funds quickly and efficiently.

Full transparency

Absolutely free to apply and activate. No hidden fees.

Accelerate your business with
TranSwap credit line

Whether it’s a short-term plan or a long-term goal, we agree that life is sweeter with extra funds. We are here to provide you a flexible line of credit to support your business growth.

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Expand your business

Leverage on our credit solution to empower your business to the next level (automation, business operation, e-commerce and etc).

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Backup funds for uncertain cashflow

It is always a good practice to plan ahead & start having funds ready for rainy days. It is harder to source for financing when a business faces cashflow crunch thus we would like to be part of your business backup plan for the uncertain cashflow.

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Cater to unforeseen opportunities

In this challenging and competitive environment,
a business must adapt to dynamic business needs. Our credit solution is here to provide the support when your business sees the opportunities and wants to seize it.

Scale your revenue with our credit line

With the extra cashflow, you can now do a lot more things to achieve or even over-achieve your revenue targets. Paying off suppliers earlier with extra early payment discount, spend more on advertisement to reach more potential customers for your products and services.


Free to apply

Application fees

Get approved instantly

Longer processing time

Credit lines up to $250,000

Lower Limits

Transaction fee 2%

Hidden transaction fees

APR as low as 4.8%

APR more than 5%

Revolve as you pay

Not flexible

No hidden fees

Other additional fees incurred

TranSwap Credit Line

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Easy to apply

It’s the best experience you’ve ever had with obtaining funds. All you have to do is:

What’s a Transwap personal line of credit?

Your Transwap personal line of credit is an important tool in paying off credit card debt. Once you download Transwap, you’d like us to manage, we analyze your credit profile to determine if Transwap can offer you a line of credit loan with a lower APR than you’re currently paying - and that helps you save money.

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Based in the Singapore

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Lightning fast approvals

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Use it when you need it!

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Don’t need a good credit score

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Business checking account

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Ideally 6+ months in business

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Loan payment protection

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Variable rates

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Low monthly payments

Need money right now?
We've got your business covered

Once you're approved for a certain credit amount, you can withdraw funds whenever you want, without any hassles. Your money is easily accessible through special checks or Online Banking.

Credit Card Manager

No more juggling cards with different APRs and balances

Late Fee Protection

We help you and make sure there are no credit card late fees on your accounts

Save Money on Interest

The smartest way to help save you money on interest

Lower Cost than
Traditional Credit Cards

Upgrade Card

Traditional Card

Time to pay off the balance

2 years

28 years

Interest paid over the time



What you need to apply?

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Based in Singapore

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Singpass business (Sole proprietorship, Partnership or Company)

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Business bank account statement for last 3 months

Borrow in 30+ currencies

Contact us


TranSwap credit line fees

Please contact for details.

What is the eligibility criteria?

Please contact for details.

What documents are required to apply?

Please contact for details.

What is application process?

Please contact for details.

How much credit will be granted?

Please contact for details.

How much do I have to pay monthly?

Please contact for details.

How do I make repayment?

Please contact for details.

Get The Financial Flexibility Your Company Needs

Applying for business loan is quick and easy.