Reliable credit line to grow your business
Solving your cashflow problems with our fuss free credit solutions.Apply for credit
Quick & hassle free application
Online application in less than 10 minutes.
*For 1st time applicants do expect more processing time.
Fast, simple & easy transaction
Access, draw, and use your funds quickly and efficiently.
Absolutely free to apply and activate. No hidden fees.
Accelerate your business with
TranSwap credit line
Whether it’s a short-term plan or a long-term goal, we agree that life is sweeter with extra funds. We are here to provide you a flexible line of credit to support your business growth.
Expand your business
Leverage on our credit solution to empower your business to the next level (automation, business operation, e-commerce and etc).
Backup funds for uncertain cashflow
It is always a good practice to plan ahead & start having funds ready for rainy days. It is harder to source for financing when a business faces cashflow crunch thus we would like to be part of your business backup plan for the uncertain cashflow.
Cater to unforeseen opportunities
In this challenging and competitive environment,
a business must adapt to dynamic business needs. Our credit solution is here to provide the support when your business sees the opportunities and wants to seize it.
Scale your revenue with our credit line
With the extra cashflow, you can now do a lot more things to achieve or even over-achieve your revenue targets. Paying off suppliers earlier with extra early payment discount, spend more on advertisement to reach more potential customers for your products and services.
Free to apply
Get approved instantly
Longer processing time
Credit lines up to $250,000
Transaction fee 2%
Hidden transaction fees
APR as low as 4.8%
APR more than 5%
Revolve as you pay
No hidden fees
Other additional fees incurred
TranSwap Credit Line
Easy to apply
It’s the best experience you’ve ever had with obtaining funds. All you have to do is:
What’s a Transwap personal line of credit?
Your Transwap personal line of credit is an important tool in paying off credit card debt. Once you download Transwap, you’d like us to manage, we analyze your credit profile to determine if Transwap can offer you a line of credit loan with a lower APR than you’re currently paying - and that helps you save money.
Based in the Singapore
Lightning fast approvals
Use it when you need it!
Don’t need a good credit score
Business checking account
Ideally 6+ months in business
Loan payment protection
Low monthly payments
Need money right now?
We've got your business covered
Once you're approved for a certain credit amount, you can withdraw funds whenever you want, without any hassles. Your money is easily accessible through special checks or Online Banking.
Credit Card Manager
No more juggling cards with different APRs and balances
Late Fee Protection
We help you and make sure there are no credit card late fees on your accounts
Save Money on Interest
The smartest way to help save you money on interest
Lower Cost than
Traditional Credit Cards
Time to pay off the balance
Interest paid over the time
What you need to apply?
Based in Singapore
Singpass business (Sole proprietorship, Partnership or Company)
Business bank account statement for last 3 months
Borrow in 30+ currenciesContact us
TranSwap credit line fees
What is the eligibility criteria?
What documents are required to apply?
What is application process?
How much credit will be granted?
How much do I have to pay monthly?
How do I make repayment?
Get The Financial Flexibility Your Company Needs
Applying for business loan is quick and easy.