How to Protect Yourself Online

Are you really logging into

Did you know the popularity of online banking and mobile payments goes hand-in-hand with fraud? As online banking becomes more popular and available to more people, scams and fraud attempts have massively increased. Scammers are getting smarter and bolder with their methods. From making fake websites and Facebook pages to impersonating banks, there is no shortage of ways scammers will try to steal your personal information, credit card details and money. Common techniques include fake website windows, spamming and phishing.

Staying safe online can feel like a challenge but it doesn’t have to be. Here are a few ways to protect yourself online.

6 Ways to Protect Yourself online

1. Always check the URL and domain name

Are you really logging into Always double check, especially if you have used a search engine, received a link through an email, text or unexpected call. Does the homepage look like this? Always double check before you log in, sign up or fill in your personal information.

2. Watch out for scams

Transwap’s official social media accounts are all linked at the bottom of our website. Here is also a list of our official website and social media accounts:

Any other social media pages, groups or accounts are fake. Please be careful as there are many fake social media pages out there trying to impersonate us. Always report these fake pages.

3. 'HTTPS'

HTTPS stands for Hypertext Transfer Protocol Secure. HTTPS is far more secure than HTTP. Therefore, when a website is asking for your personal details, make sure you are using an HTTPS or secure server internet connection.

4. Do not open suspicious texts, pop-up windows or click on links or attachments in emails. Delete them immediately

If you are unsure, you can verify the identity of the contact through an independent source. Don’t use the contact details or links provided in the message sent to you. Always double check before you press or download anything, especially if it is from an unknown sender. Always be cautious about banking related emails.

5. Keep your personal details secure

Make sure you keep your passwords and pin numbers in a safe place. Never share your personal information, banking information or credit card details with anyone.

6. Use strong passwords and update them regularly

Choose passwords that would be difficult for others to guess and update them regularly. A strong password should contain a mix of upper and lower case letters, numbers and symbols. Also, don’t use the same passwords for every bank account, profile and email. Most importantly, never share your passwords with anyone. It is recommended that you regularly update your password or turn on two factor authentication.

As online banking services and mobile payments continue to increase, so will the prevalence and quality of online banking scams and frauds. Always be alert and protect yourself from being scammed by staying up to date on the latest scams. Remember, if it looks too good to be true, it probably is. If you happen to think you’ve been scammed, you must act quickly. Report the scam right away to an online seller, card issuer or bank.